Get funding that works for you.
Connect with finance specialists who understand your needs.
- Free to use
- 2-minute form
- 50+ lenders
- £10k - £1M
- Offers in 24hrs
We are the next gen business funding experience
Market-Wide Transparency
Compare business loans in minutes. See real options from UK lenders with no hidden fees or credit impact. We show you a wider range of lenders than most brokers, so you can quickly find the right deal for your business. Everything is clear, transparent, and there’s no obligation to apply.
Funding on Your Terms
Choose the lenders you want to work with. Compare options on your terms, with expert support when you need it. Our platform makes it easy to explore and select the right funding without pressure or guesswork. Prefer to speak to someone? Our team is always available to guide you, so you can move forward with confidence.
Lender-Match Intelligence
Get matched with lenders more likely to say yes. Not just traditional banks. Many businesses get turned down by high street banks. We connect you with lenders that fit your profile, so you can find the right funding faster and move your business forward with confidence.
Everything you need, in one place
More than just loans - we provide clear guides and resources to help you understand business finance and your options. From simple explainers to practical insights, we give you the information to better understand how business funding works so you can make informed decisions with confidence.
Plain and simple
We explain business finance in plain English. No jargon, no buzzwords. A nice change for a business finance platform, isn’t it? Everything is clear so you can make smart, confident decisions for your business.
Our Work
Businesses we help find finance for
Our platform is specifically designed to provide for certain businesses. See if it’ll work for you.
UK-based
UK HQs only
£10k - £5M
Funding requirement
It's never been easier to find the right business finance partner for your business
Our journey, your search
Begin your journey by providing a few details about your company. Tell us your business funding requirements, the amount of growth capital you need, and your primary objectives—whether it's for working capital, equipment, or expansion.
Filter results
Our proprietary funding engine scans the market in seconds to save you hundreds of hours. We filter through top UK business lenders to show you exactly which SME finance options you qualify for, ensuring you only apply to funders that fit your specific profile.
Apply direct and get the best deal
Review your eligible business loan matches with full transparency. See real-time interest rates, repayment terms, and exclusive industry-insider insights for each lender. Once you've found the perfect fit, connect directly to secure the best deal with no middleman fees.
FAQs
Frequently Asked Questions
PelloPay is the UK’s leading business finance matching platform designed to simplify how SMEs access capital. We aren’t a lender; we are a sophisticated decision engine that connects small businesses directly with a curated panel of over 50+ trusted lenders. In under 2 minutes, PelloPay allows you to compare real-time rates for unsecured business loans, invoice financing, asset finance, and more—all tailored to your specific eligibility.
PelloPay is completely free for business owners. We earn a success-based
commission from our lending partners only if you choose to proceed with
a funding option.
This does not increase your costs. In fact, the rates you see through
PelloPay are typically the same or better than if you went directly to the
lender.
Our model ensures our goals are aligned with yours: helping you access
finance quickly, transparently, and at competitive rates.
Through our lender network, businesses can typically access funding ranging from £1,000 to £2,000,000. The exact amount you can borrow depends on several factors, including your trading history (usually 12+ months), annual turnover (£50k+), and credit profile. Our platform uses real-time data to estimate your borrowing capacity accurately so you only apply for loans you are likely to be approved for.
That’s completely fine. You’re under no obligation to accept anything.
Only proceed with offers that feel right for your business. Even if nothing
works for you right now, you’ll gain a clear view of the options available.
No. Searching for and comparing funding options on PelloPay will not affect your credit score. We use a “soft search” approach to match you with lenders. Your credit score is only potentially impacted later in the process if you choose to proceed with a formal application, at which point a lender may perform a standard credit check with your consent.
Traditional brokers often act as gatekeepers, showing you only the deals that offer them the highest commission. PelloPay is a self-select matching platform, putting the power back in your hands.
- Transparency: See all available options instantly, free from broker bias.
- Speed: Skip weeks of back-and-forth emails; get matched in as little as 2 minutes.
- Choice: You choose your funder based on transparent terms, not a broker’s recommendation.
While our platform is high-tech, our support is high-touch. PelloPay is backed by a team of Commercial Finance Specialists with years of experience in banking and brokerage. If you’re unsure which product fits your cash flow or need help navigating a complex application, you can reach our expert team via email or phone for free, no-obligation guidance.