Terms and Conditions
Last updated: March 2026
1. Introduction
By using Pellopay, you agree to these Terms & Conditions. Please read them carefully before using our Service.2. About Pellopay
Pellopay is operated by PELLO PAY LIMITED (Company No. 16289812), an independent business finance introducer. We are not a lender and do not provide financial advice. Our platform connects UK businesses with third-party lenders who may be able to provide funding.3. Free Service
Pellopay is completely free to use for business owners. You are under no obligation to accept any funding offer presented to you.4. How We Operate
- We collect basic information about your funding needs (amount, purpose, and business details).
- Your full details are only shared with lenders if you choose to proceed.
- Lenders may perform soft credit and identity checks, which do not affect your credit score.
- If you proceed with a formal application, lenders may conduct full credit checks that could impact your credit score.
5. Commission & Fees
Pellopay may receive a success-based commission from lenders if you choose to proceed. This does not increase your costs. The rates offered through Pellopay are typically the same as, or sometimes better than, applying directly with lenders.6. Limitation of Liability
- We do not guarantee approval from any lender.
- We are not responsible for the terms, fees, or conditions set by lenders.
- Your use of the platform is at your own risk.